High-quality medical treatment can often come with high costs, but many top hospitals across India are now offering zero-interest EMI (Equated Monthly Installment) options to make healthcare affordable and accessible to all. These EMI facilities help patients manage the financial burden of surgeries, maternity care, cancer treatment, orthopedic procedures, and cosmetic treatments without upfront payment stress. Here’s a 2025 city-wise list of India’s best hospitals offering zero-interest medical EMI plans through tie-ups with fintech platforms like Bajaj Finserv, PayLater, Credit Fair, or in-house payment schemes.
Delhi NCR
Max Healthcare (Saket, Vaishali, Gurugram) – Offers EMI on major surgeries, maternity packages, and cosmetic procedures through partners like Bajaj Finserv and Health EMI cards.
BLK-Max Super Speciality Hospital (Rajendra Place) – Facilitates EMI options for cancer care, cardiac surgeries, bariatric procedures, and IVF treatments.
Apollo Hospitals (Sarita Vihar, Noida) – Allows no-cost EMIs on preventive health checkups, surgeries, and fertility treatments with digital loan approval in under 5 minutes.
Fortis Escorts & Fortis Gurugram – Offers zero-interest EMI for organ transplants, orthopedic procedures, and high-end diagnostics.
Mumbai
Kokilaben Dhirubhai Ambani Hospital (Andheri West) – Ties up with multiple NBFCs to provide EMI for cardiac, neuro, and robotic surgeries with paperless KYC.
Nanavati Max Hospital (Vile Parle) – EMI plans for cosmetic surgery, knee replacement, and dental implants via Bajaj Finserv Health Card.
Jaslok Hospital (Pedder Road) – Offers financial counselling and zero-cost EMIs on cancer treatments and complex surgeries with instant eligibility checks.
Wockhardt Hospitals (Mumbai Central) – Partnered with Credit Fair and Pine Labs for flexible EMI options across all specialties.
Bangalore
Manipal Hospitals (Old Airport Road, Whitefield) – Offers instant EMI plans on health packages, surgeries, and maternity care through Bajaj Health Card.
Aster CMI Hospital (Hebbal) – EMI facility on organ transplants, elective surgeries, and critical care with zero percent interest and no hidden fees.
Fortis Hospital (Bannerghatta Road) – Provides EMI payment option for joint replacement, fertility, and urology procedures with multiple payment partners.
Sakra World Hospital (Bellandur) – Collaborates with Finzy and QubeHealth for paperless EMI processing on pediatric and general surgeries.
Hyderabad
Rainbow Children’s Hospital (Banjara Hills, LB Nagar) – Offers EMI for pediatric surgeries, neonatal ICU care, and maternity packages through tie-ups with fintech lenders.
KIMS Hospitals (Secunderabad, Kondapur) – Allows EMI for cancer care, dialysis, transplants, and orthopedic surgeries with fast approval and no processing charges.
Yashoda Hospitals (Somajiguda, Hitec City) – Easy EMI options on angioplasty, spine surgery, robotic procedures, and bariatric care with flexible repayment.
Medicover Hospitals – Zero-cost EMI plans available for fertility, eye surgery, and cosmetic dermatology treatments.
Chennai
Apollo Hospitals (Greams Road, OMR) – EMI available for IVF, LASIK, heart surgery, and comprehensive health plans through Apollo Finance and external lenders.
MIOT International (Manapakkam) – Offers zero-interest EMIs for cardiac, neuro, and transplant procedures with in-house financial consultants.
Gleneagles HealthCity (Perumbakkam) – Quick EMI options for gastro, liver transplant, and robotic orthopedic surgeries with digital KYC and approval.
Fortis Malar Hospital (Adyar) – EMI facilities on all major treatments including elderly care, oncology, and fertility via tie-ups with health EMI platforms.
Pune
Jehangir Hospital – Partners with Finserv and ZestMoney to provide EMIs on planned and emergency procedures.
Ruby Hall Clinic – Easy EMIs for preventive checkups, cosmetic care, and surgeries with in-house patient financing team.
Columbia Asia Pune (now Manipal) – Offers zero-interest EMIs on elective and surgical care across departments.
Kolkata
AMRI Hospitals (Dhakuria, Salt Lake) – Zero-cost EMI schemes for surgical and chronic disease treatment through NBFCs and hospital partners.
Fortis Hospital (Anandapur) – Easy EMI access for diagnostics, surgery, and senior care packages with instant eligibility checks.
Woodlands Hospital – Zero interest installment options for high-value treatments, diagnostics, and rehab care.
How It Works
Patients typically need to provide KYC documents (PAN, Aadhaar), bank statements or salary proof, and select a tenure between 3 to 18 months. Some hospitals offer instant approval at the billing desk, while others provide EMI links or app-based enrollment post-discharge.
Conclusion
India’s top private hospitals are making quality healthcare accessible through zero-interest EMI options for a wide range of treatments. These EMI plans allow families to prioritize medical care without financial burden, making it easier to undergo surgeries, chronic care, or wellness programs with flexible payment terms. Whether you’re in Delhi, Mumbai, Bangalore, or beyond, you now have access to world-class medical care on easy monthly installments.